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Supreme Court judgments on Section 13, Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002

14 judgments, latest first, from 2018 to 2025. Listed when the Supreme Court Reports file the judgment's headnote under Section 13 of this Act, as printed at the start of the headnote. Judgments that only mention it in passing are not listed.

Anil Khandelwal Etc. vs Phoenix India and Anr.
SC · 28 August 2025
[2025] 8 S.C.R. 2416 : 2025 INSC 1069
Whether the High Court erred in rejecting the quashing petition filed by the appellants-Officers of the Bank challenging the order passed by the Magistrate issuing process against them for the offences punishable u/ss.50…
PNB Housing Finance Limited vs Sh. Manoj Saha & Anr.
SC · 15 July 2025
[2025] 7 S.C.R. 1041 : 2025 INSC 847
Whether the High Court erred in directing the appellant to hand back the possession of the secured asset to the 1st respondent; whether the 1st Respondent failed to establish pre-existing tenancy in his favour.
Authorised Officer State Bank of India vs C. Natarajan & Anr.
SC · 10 April 2023
[2023] 5 S.C.R. 1067 : 2023 INSC 341
Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 : ss. 13(4), 17 – Security Interest (Enforcement) Rules, 2002 – r. 9 – Contract Act – ss. 73, 74 – Power of forfeiture…
Kotak Mahindra Bank Limited vs Kew Precision Parts Private Limited & Ors.
SC · 5 August 2022
[2022] 19 S.C.R. 212 : 2022 INSC 800
Insolvency and Bankruptcy Code, 2016 – ss. 7, 8, 9, 14, 238A – The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act 2002 – s. 13 (2) – Limitation Act 1963 – Schedule – Art.13…
M/s R. D. Jain and Co. vs Capital First Ltd. & Ors.
SC · 27 July 2022
[2022] 13 S.C.R. 57 : 2022 INSC 754
Securitisation and Reconstruction of Financial Assets and Enforcement Security Interest Act, 2002 – ss. 13(4), 14 – Chief Metropolitan Magistrate (CMM) shall deem to mean and include Additional Chief Metropolitan Magistr…
Bank of Baroda vs M/s Karwa Trading Company & Anr.
SC · 10 February 2022
[2022] 1 S.C.R. 1100 : 2022 INSC 169
Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 – ss.13(2), 13(4), 14 and 17 – Security Interest (Enforcement) Rules, 2002 – r.8 r/w r.9 – Appellant (bank) granted ter…
S. Karthik & Ors. vs N. Subhash Chand Jain & Ors.
SC · 23 September 2021
[2021] 13 S.C.R. 1096 : 2021 INSC 534
Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 – Section 13 – Enforcement of Security Interest – Notice to Sale – Rule 9 of the SARFAESI Rules – 30 days’ notice – The…
Hemraj Ratnakar Salian vs Hdfc Bank Ltd. & Ors.
SC · 17 August 2021
[2021] 8 S.C.R. 529 : 2021 INSC 408
Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002: ss. 14, 13(2) and 13(13) – Taking of possession of secured asset by the secured creditor – Tenant restraining from tak…
K. Virupaksha & Anr. vs The State of Karnataka & Anr.
SC · 3 March 2020
[2020] 2 S.C.R. 1020 : 2020 INSC 261
Securitisation and Reconstruction of Financial Assets and Enforcement of Securities Interest Act, 2002 – ss.13, 14, 17, 32 – Respondent No.2 was sanctioned credit facilities amounting to Rs.2.68 crores by Bank – Property…
The Maharashtra State Co-Operative Bank Ltd. vs Babulal Lade & Ors.
SC · 4 December 2019
[2019] 14 S.C.R. 485 : 2019 INSC 1318
Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002: s.13(7) – Whether employees dues can take precedence over the claim of secured creditor – In the instant case, respond…
Shakeena & Anr. vs Bank of India & Ors.
SC · 20 August 2019
[2019] 11 S.C.R. 341 : 2019 INSC 922
Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002: ss. 13(2), 13(4) – Right of redemption – Loan taken by appellants from respondent Bank – In view of default in dischar…
Itc Limited vs Blue Coast Hotels Ltd. & Ors.
SC · 19 March 2018
[2018] 5 S.C.R. 516 : 2018 INSC 241
Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002: s.13(4) – Grievance of debtor was that after the creditor issued the notice under s.13(2), the debtor made a represent…
Dwarika Prasad vs State of Uttar Pradesh and Ors.
SC · 6 March 2018
[2018] 3 S.C.R. 29 : 2018 INSC 210
Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 – s. 13 (8) – Right to redemption – Extinguishment of – Held: s. 13(8) mandates that it is only where the dues of the s…
Authorized Officer, State Bank of Travancore and Another vs Mathew K. C.
SC · 30 January 2018
[2018] 1 S.C.R. 233 : 2018 INSC 71
Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 – ss.13(4), 17, 18 – Grant of loans by financial institution – Failure of the borrower to pay the dues – Case of borrow…

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