LegalFirms.in
LegalFirms.in Judgments · legalfirms.in/judgments/velayudhan-vs-national-insurance-co-ltd-anr-20220907/ · Printed 07 Nov 2026
Civil · Reportable judgment

Velayudhan vs National Insurance Co. Ltd. & Anr.

Court
Supreme Court of India
Date
7 September 2022
Case No.
Civil Appeal No. 6164 of 2022
Result
Partly allowed
Bench
M.R. Shah, Krishna Murari
Citation
[2022] 7 S.C.R. 222 : 2022 INSC 938
Supreme Court Reports [2022] 7 S.C.R. 222 : 2022 INSC 938
Headnote

Compensation – Vehicular Accident – Appellant-Claimant sustained very serious injuries resulting into 68% permanent disability – Held: Tribunal and High Court awarded Rs.50,000/only towards pain and suffering – Further, High Court erred in awarding the future economic loss treating the income of the claimant at Rs. 3,000/- per month only – Claimant was working as a Mason – Permanent disability assessed by the High Court is at 100% – Even considering the minimum wages payable to the Mason and the future rise in income, the claimant is entitled to the economic loss past as well as future considering the income at Rs. 5,000/- per month – Claimant was 40 years of age, multiplier of 15 applied – Impugned order passed by the High Court modified – Rs. 24,000/awarded towards loss of earing, Rs. 9,00,000/- towards future economic loss (instead of Rs. 5,40,000/- as awarded by the High Court) and Rs. 4,00,000/- towards pain, shock, and suffering – Claimant entitled to Rs. 15,42,800/- with 7.5% interest p.a. from the date of the claim petition, till satisfaction – Respondent-Insurance Company to pay the enhanced amount of compensation.

As published in the Supreme Court Reports, Supreme Court of India. Text from the Indian Supreme Court Judgments open data set (Dattam Labs), CC BY 4.0.

Full Judgment Text

The Judgment of the Court was delivered by M. R. SHAH, J. 1. Feeling aggrieved and dissatisfied with the impugned judgment and order dated 23.10.2018 passed by the High Court of Kerala at Ernakulam in MACA No. 2601/2008, by which, the High Court has partly allowed the said appeal and enhanced the total amount of compensation to Rs. 8,24,800/-, the original claimant has preferred the present appeal. 2. In a vehicular accident, the appellant herein – original claimant sustained very serious injuries resulting into 68% permanent disability (the High Court assessed the same as 100%). The appell
Full text available to subscribers
Subscribe to access complete judgment text, daily digests, and AI-powered legal research tools. For informational and research purposes only.
View Subscription Plans →
Annual plans from ₹1,599 + GST.

This page is for informational and research purposes only and does not constitute legal advice. Consult a qualified advocate for advice specific to your situation.

All SC judgments →